Shopping for new auto insurance? Four questions to ask potential agents

If you are wondering if you could do better with your auto insurance and are shopping around, you might be wondering what to ask potential agents.

After all, auto insurance rates – and policies – can vary, so it pays to ask detailed questions up front so you know what you are getting – and for how much.

Here are four questions to ask potential agents about auto insurance. Read on:

Will my new auto insurance policy include other drivers?

Of course, the policy will cover you, if you are the owner of the car and the insurance. However, many people don’t live alone and they have spouses, partners and children who live with them who might sometimes drive the car. So, making sure that your policy covers other drivers is important – as is understanding how it will be handled if someone other than you is behind the wheel and something happens.

It’s also a good idea to ask if you will be covered if you are driving someone else’s car, or a rental car.

Can my job impact my coverage?

Many people nowadays have a side hustle or gig for extra cash, like delivering groceries or doing sales work. Sometimes, however, these can impact your auto insurance coverage. So, if you have a side hustle you definitely want to make sure your policy covers that!

Can I pay less for my auto insurance policy?

Everyone wants the best deal and sometimes, asking for a way to pay less means you can adjust your policy so it’s a better fit for you. But keep in mind, you get what you pay for, and the minimum amount of insurance might not be a good idea for you – or save you money in the long run.

What comes with my package?

Some auto insurance packages offer benefits like towing, rental cars or other benefits in case your car is damaged or in need of repairs. Not everyone knows about these benefits – like roadside assistance – but it pays to ask so you know if something should happen out on the road.

Skip Ivery Agency

At the Skip Ivery Agency, we are proud to be your Allstate agent, and we would love to help you find the right auto insurance coverage. Contact us today.